Working Capital Business Loans

With a fast and flexible business loan for your dental practice, you can invest in its future or help better meet short-term obligations, in as little as 3 business days.

Practicing dentistry and managing a dental office requires flexibility and capital. Both of which can be stressful, but finding the right business loan for your practice needs doesn’t have to be. If you find that you could use more cash flow flexibility a Henry Schein Financial Services Financing Representative can connect you with a lender who can get you a funded working capital dental business loan* through one of our preferred lenders.

A dental business financing loan can be used for any expense for your practice, whether it’s to cover payroll, rent, mortgage payments, or any other business expense. This loan can give you the flexibility you need to better manage your cash flow, especially now with a 60-day deferral.

Fast, Affordable Business Loans Designed for Dentists

dental working capital loan cash flow

Henry Schein Financial Services, in partnership with our preferred lenders, offers healthcare business loans that specifically designed for the needs of today’s dental professionals. Our process is streamlined for maximum efficiency, and our loan specialists work to provide you with a funded loan, customized to meet your unique needs, in as little as 3 business days.

A Working Capital Business Loan from Henry Schein Financial Services features:
– Loan amounts from $50,000 to $150,000 (Subject to credit approval)
– 60+ day deferral available
– No personal collateral required
– Flexible use of funds
– Loan won’t appear on a personal credit report
– Quick approval process. Receive funds in as little as 3 days

Working Capital Dental Business Loan

A Working Capital Loan can help you achieve a better financial position for your dental office.

We offer flexible dental business loans from $50,000 to $150,000, with terms of up to 7 years. That means you can get the funds you need, with an affordable, low monthly payment. These funds can be used for any business expense including purchasing dental supplies, processing employee payroll, managing unexpected expenses, or investing in ways to acquire new patients.


A dentist loan made for practice expenses

Dental business cash flow to purchase supplies

With a Working Capital Loan, you can:

  • Manage cash flow, pay bills & process payroll
  • Cover operational expenses, including outstanding insurance receivables
  • Purchase inventory and supplies, including gloves and handpieces
  • Manage unexpected expenses
  • Hire and recruit additional staff
  • Adjust to fluctuating patient demand
  • Invest in activities to acquire new patients

Dental Business Loan from Henry Schein
Dental Practice Financing from Henry Schein Financial Services

At Henry Schein Financial Services, we understand the challenges and questions dentists face when seeking financial resources for their practice. We are here to help provide a customized strategy so you can achieve your practice and business goals.

For a customized financing solution in as little as three days without the hassles, waiting, and red tape of a traditional lender, apply today for your own dental practice loan.

  • Loan amounts from $50,000 to $150,000
  • 60+ day deferral available
  • No personal collateral required
  • Flexible use of funds
  • Dental business financing
  • Loan won’t appear on a personal credit report
  • Quick approval process

Ready to apply, or have questions?


Frequently Asked Questions (FAQ)

How to get a working capital loan?

It’s quick and easy to apply for a working capital loan. Click ‘Apply Today‘ or ‘Contact Us‘ to get started, and you can get a funded working capital loan in as little as 3 business days.


Additional services that you may be interested in:
Project & Practice Financing
Debt Refinancing and Consolidation
Equipment and Technology Financing & Leasing


*Rates and programs are subject to change without notice. All transactions are subject to the satisfaction of underwriting guidelines, credit approval by third party lenders, documentation requirements, rates and terms are determined by creditworthiness of applicant, and not all applicants will qualify. Certain other restrictions and additional terms and conditions apply.