Need financing to help grow your practice? Not quite sure about your credit? Did you know that by simply raising your credit score, you may be eligible for equipment loans or insurance products as well as potentially lowering your personal interest rate and payments on everything from credit cards to mortgages? This access to capital could make a substantial difference in your practice to allow you to acquire equipment to expand your services and profit margins!
Through our confidential credit checkup, Henry Schein Financial Services is able to assist in repairing your past credit issues to improve your personal credit score. Healthcare professionals rely on this preferred credit enhancement program to help work through the challenges of optimizing their credit scores.
Whether your credit scores are affected by high student loan balances, slow payment history, high credit card balances, collection accounts, divorce or tax liens, this credit enhancement program can help!
Our recommended credit score enhancement program is based upon extensive research of the FICO credit scoring model, the credit reporting system, and credit laws. It is uniquely designed to help healthcare professionals.
Your credit checkup includes:
- A comprehensive audit of your credit reports by a certified FICO credit analyst and/or a credit attorney to develop a detailed credit score optimization plan to meet your short and long term credit objectives
- A review of your office payment policies and practices for recommended adjustments to develop a “credit score friendly” credit accounts payable plan for your practice
- Access to online training webinars with information regarding the credit reporting system and how to enhance and maintain good credit scores
Once the credit is repaired, you will more easily qualify for financing through one of our preferred lenders for equipment and technology financing as well as larger projects including practice expansion, relocation, and acquisition and start-up offices.
Doctors should know that “79 percent of credit reports may contain some type of error” per the Federal Reserve Bulletin. Every doctor should have a credit check up and not wait until they apply for a new loan and discover a problem. The rules of the credit system are counterintuitive, complicated, and constantly changing.
©2019 Henry Schein, Inc., Henry Schein is not a bank, nor does it represent itself as such, and does not conduct banking activities.